Trying to decide between a 15-year and a 30-year mortgage? Here are some tips to help you pick which direction might be best for you. Both the 15-year or 30-year mortgage have pros and cons for buyers. The major difference…
Category: Mortgages Simplified
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What paperwork do I need for the mortgage process?
As you begin the mortgage application process it is difficult to know what to expect, especially for a first-time homebuyer. During the mortgage application process there are many documents your lender will need to collect from you to complete the…
How do I know if I should Refinance?
Deciding when it is best for you to refinance can be a very difficult decision. The first thing one must decide before even considering whether you should refinance, is why you want to refinance. Refinancing is the process when a…
Building a Budget for a Savings Goal
Do you have a specific goal in mind for your financial future? Was your New Year’s resolution to save for a mortgage, a fancy vacation, pay off debt, or create an emergency fund? If it was or you are just…
What impacts what I pay month to month for my home?
For most people, your mortgage and home expenses are the largest part of your budget. Depending on how much wiggle room you gave yourself, any changes in those expense can either drastically impact you or not. Some people do not…