Category: Mortgages Simplified

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How do I know if I should Refinance?

Deciding when it is best for you to refinance can be a very difficult decision. The first thing one must decide before even considering whether you should refinance, is why you want to refinance. Refinancing is the process when a…

Building a Budget for a Savings Goal

Do you have a specific goal in mind for your financial future? Was your New Year’s resolution to save for a mortgage, a fancy vacation, pay off debt, or create an emergency fund? If it was or you are just…

Closing Costs, the forgotten expenses.

Many buyers typically overlook how much needs to be saved for the many fees due when purchasing a home. These fees include closing costs (one-time transactional fees), escrow fees (for continued expenses) and prepaid fees (for continued expenses), which are…