Easy earnings for your hard-earned savings.
You’re looking to grow your money, but you also want to protect it. If you don’t need immediate access to your cash, our Share Certificates can provide the right combination of earnings and protection.
Keep your money growing with a rate that’s guaranteed for the whole term.
Choose from a wide range of terms to find what’s best for your savings goals.
Protect your savings from stock market volatility.
Explore our certificate options.
A simple solution for a smart investment.
It’s never too early to start saving for college. Help your child get a head start with this special certificate designed for
our Youth Account members.
- Must be a Youth Account member to open account
- $500 minimum balance
- Periodic deposits of $25 or more allowed
Open your account today.
College Saver Certificate available to Youth Account members only.
A penalty may be imposed for early withdrawal before maturity.
Certificate options and rates.Comparison of certificate options.
|Type||Minimum Balance*||Dividend Rate||Annual Percentage Yield
(Dividends Compounded Monthly)
|12 Month College Saver Certificate**||$500||0.25%||0.25%|
|15 Month Growth Certificate***||$500||1.00%||1.00%|
*Minimum Balance required to open account as well as to obtain advertised Annual Percentage Yield (APY). The dividend rate and interest rate may change at any time without prior notice. Fees could reduce earnings. A penalty may be imposed for early withdrawals.
**College Savers Certificate available to Youth Savings and Youth Checking members only. Periodic deposits of $25 or more are accepted.
***15-Month Growth Certificate available for new money only; money not currently on deposit at Alltrust Credit Union. Additional new money deposits allowed at a minimum of $100.00.
Rates effective as of January 27, 2022.