Explore expert insights on affordable loans, smart saving, and secure banking from your trusted local credit union.
When you are considering a mortgage there are many different programs and types offered and suggested online, it can be hard to know which one would work best for you. We created a breakdown to explai...
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Maybe you have seen it on a mortgage rate table, or heard it in passing, but the question remains what is a Jumbo Mortgage? Is it like a jumbo candy bar and just used to describe mortgages over a cert...
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There are many people in our communities that give up so much to help others every day. These individuals, in many cases, put their lives on the line to be there when you need them most. These individ...
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When you begin your housing search many people and resources ask you the question of which mortgage can you qualify for. However, did you know that there are restrictions that can be applied to the ho...
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When you are applying for a mortgage, you will need to pick between a fixed-rate or adjustable-rate mortgage. These two different mortgage types are based on what kind of interest you will be paying o...
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Trying to decide between a 15-year and a 30-year mortgage? Here are some tips to help you pick which direction might be best for you. Both the 15-year or 30-year mortgage have pros and cons for buyers...
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As you begin the mortgage application process it is difficult to know what to expect, especially for a first-time homebuyer. During the mortgage application process there are many documents your lende...
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Deciding when it is best for you to refinance can be a very difficult decision. The first thing one must decide before even considering whether you should refinance, is why you want to refinance. Refi...
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Do you have a specific goal in mind for your financial future? Was your New Year’s resolution to save for a mortgage, a fancy vacation, pay off debt, or create an emergency fund? If it was or you are ...
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For most people, your mortgage and home expenses are the largest part of your budget. Depending on how much wiggle room you gave yourself, any changes in those expense can either drastically impact yo...
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Many buyers typically overlook how much needs to be saved for the many fees due when purchasing a home. These fees include closing costs (one-time transactional fees), escrow fees (for continued expen...
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When you are buying a house for the first time it is hard to determine how much you will need stashed away. There are two main things that you will have to save for in advance when buying a home, the ...
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Purchasing your first home can be a challenge to navigate and understand. Instead of walking straight into the labyrinth, let us give you some pointers on where to begin the mortgage process. The firs...
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Many people do not know all the benefits that are available from their financial providers. So why should you choose a credit union over a bank for your mortgages? Let us start by explaining the diffe...
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