Many buyers typically overlook how much needs to be saved for the many fees due when purchasing a home. These fees include closing costs (one-time transactional fees), escrow fees (for continued expenses) and prepaid fees (for continued expenses), which are…
Category: Mortgages Simplified
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How much do I need for a down payment?
When you are buying a house for the first time it is hard to determine how much you will need stashed away. There are two main things that you will have to save for in advance when buying a home,…
I am a first-time homebuyer, where do I start?
Purchasing your first home can be a challenge to navigate and understand. Instead of walking straight into the labyrinth, let us give you some pointers on where to begin the mortgage process. The first thing any homebuyer should consider before…
Why Choose a Credit Union as My Mortgage Provider?
Many people do not know all the benefits that are available from their financial providers. So why should you choose a credit union over a bank for your mortgages? Let us start by explaining the differences between the two. Banks…